Investment Planning: A BOLD Prediction for the Future?
AI may transform the world, but today’s market leaders may not deliver tomorrow’s best returns. See why diversification still matters for investors.
Author: Brandon Jordan, CFP®, CHFC®, CEPA®, CVGA®, CLU®, MSA, EA | CEO of Impact Advisors Group
AI isn’t just chasing the rules of the game, it’s changing the game itself. It can help improve the effectiveness and efficiency of nearly any objective…. even objects with malicious intent. As technology continues to advance, so do the tactics used by bad actors. One of the fastest-growing concerns today is the use of artificial intelligence (AI) to carry out more sophisticated and convincing fraud schemes—especially phishing attempts and impersonation.
The goal of this note is simple: To protect your business and your family by helping you stay one step ahead.
AI is making scams more believable than ever. Fraudsters can now:
In short, it’s getting harder to rely on “gut instinct” alone.
Practical Steps You Can Take
Here are a few best practices to help protect yourself:
1. Slow Down and Verify
If you receive an unexpected request involving money, sensitive information, or urgency—pause. Always verify through a separate, trusted communication channel.
2. Be Cautious with Links and Attachments
Even if a message appears legitimate, PLEASE avoid clicking links or downloading files unless you are certain of the sender. When in doubt, go directly to the source (e.g., type the website manually).
3. Watch for Subtle Red Flags
AI-generated messages can be polished, but still may include:
4. Use Multi-Factor Authentication (MFA)
Adding an extra layer of security significantly reduces the risk of unauthorized access—even if your password is compromised.
5. Limit What You Share Publicly
The more information available online, the easier it is for bad actors to craft convincing, personalized messages.
6. When in Doubt, Reach Out
If something feels off—especially if it appears to come from me or anyone on our team—please contact us directly using known contact information before taking any action.
Protecting your financial well-being goes beyond markets and planning—it includes helping you stay secure in an evolving digital world.
If you ever have questions or want to walk through additional safeguards, don’t hesitate to reach out. We’re not cybersecurity experts, but we are certainly here to help.
AI may transform the world, but today’s market leaders may not deliver tomorrow’s best returns. See why diversification still matters for investors.
Using a Roth IRA for college planning can add flexibility and FAFSA advantages, but it also carries risks. Learn when it works and when it does not.
True wealth is measured in more than money. Learn how intentional financial planning can create greater freedom to spend time on what matters most in life.
Learn how taxes, withdrawal strategies, and Roth conversions can affect the true value of your retirement nest egg and long-term retirement income planning.